{"id":5146,"date":"2025-06-04T13:29:53","date_gmt":"2025-06-04T13:29:53","guid":{"rendered":"https:\/\/www.podermexico.mx\/?p=5146"},"modified":"2025-09-24T13:06:02","modified_gmt":"2025-09-24T19:06:02","slug":"visa-y-mastercard-bajo-escrutinio-ue-evalua-mayor-transparencia-en-tarifas","status":"publish","type":"post","link":"https:\/\/www.podermexico.mx\/?p=5146","title":{"rendered":"Visa y Mastercard bajo escrutinio: UE eval\u00faa mayor transparencia en tarifas"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Los reguladores antimonopolio de la <strong>Uni\u00f3n Europea (UE)<\/strong> han intensificado su investigaci\u00f3n sobre las <strong>comisiones y pr\u00e1cticas de Visa y Mastercard<\/strong>, con el objetivo de establecer una estructura m\u00e1s transparente para los minoristas y empresas de pagos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La medida surge tras a\u00f1os de <strong>quejas del sector comercial<\/strong>, que ha se\u00f1alado la falta de claridad en las tarifas impuestas por las <strong>dos mayores redes de tarjetas de la zona euro<\/strong>, responsables de procesar <strong>alrededor de dos tercios<\/strong> de los pagos con tarjeta en la regi\u00f3n. En respuesta, los reguladores han enviado nuevos <strong>cuestionarios de 11 p\u00e1ginas<\/strong>, en los que indagan sobre posibles soluciones, como la <strong>normalizaci\u00f3n de las comisiones y la facturaci\u00f3n de multas por separado<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u201cEstamos evaluando si un resumen est\u00e1ndar de los cargos ayudar\u00eda a los minoristas y empresas de pagos a entender mejor las tarifas y a impugnar aquellas que consideren injustificadas\u201d<\/strong>, se\u00f1ala el documento enviado a los afectados.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las autoridades tambi\u00e9n han preguntado si los <strong>cambios en los contratos<\/strong> deber\u00edan establecerse bajo <strong>criterios objetivos, transparentes y no discriminatorios<\/strong>, lo que podr\u00eda evitar condiciones que afecten desproporcionadamente a ciertos sectores del comercio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mientras la investigaci\u00f3n avanza, <strong>Mastercard<\/strong> ha reafirmado su posici\u00f3n, asegurando que su sistema <strong>\u201cpermite a los consumidores y empresas pagar de manera segura y conveniente\u201d<\/strong>. Por su parte, <strong>Visa<\/strong> no ha respondido a las solicitudes de comentarios hasta el momento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La fecha l\u00edmite para que los encuestados respondan es el <strong>18 de junio<\/strong>, y el resultado de este an\u00e1lisis podr\u00eda influir en futuras regulaciones para garantizar <strong>mayor equidad en el sistema de pagos electr\u00f3nicos<\/strong> dentro de la UE.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los reguladores antimonopolio de la Uni\u00f3n Europea (UE) han intensificado su investigaci\u00f3n sobre las comisiones y pr\u00e1cticas de Visa y Mastercard, con el objetivo de establecer una estructura m\u00e1s transparente para los minoristas y empresas de pagos. La medida surge tras a\u00f1os de quejas del sector comercial, que ha se\u00f1alado la falta de claridad en las tarifas impuestas por las &hellip;<\/p>\n","protected":false},"author":3,"featured_media":5147,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61],"tags":[],"class_list":["post-5146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inversiones"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"La UE intensifica su investigaci\u00f3n sobre Visa y Mastercard, evaluando medidas para mayor transparencia y condiciones m\u00e1s equitativas en pagos electr\u00f3nicos\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Indira Bustamante\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.podermexico.mx\/?p=5146\" \/>\n\t<meta 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